Chief Executive Insurance Services
As a CEO, you have unique insurance needs. You have fiduciary responsibilities for the governance of your company and the protection of your employee’s health and retirement plans. You and your company are vulnerable to lawsuits from employees, customers, investors, lenders and other business partners.
You also have unique personal needs that many insurance brokers do not have the expertise to deal with such as personal liability for the company and non-profit boards that you serve on, excess umbrella liability coverage, domestic workers’ insurance, kidnap/ransom insurance and valuable articles insurance.
We also understand how you can use insurance to reduce estate taxes and put low interest rates to your work for you. Contact us today to discuss your unique needs. We are happy to provide a no obligation assessment to make sure you and your company are adequately protected.
Directors and Officers (D&O) Insurance
Private as well as public company officers, directors and owners face substantial personal liability risks and can be sued by a variety of stakeholders beyond shareholders including competitors, customers, suppliers, regulatory agencies, creditors, lenders and employees.
Employment Practices Liability Insurance
It's not if but when you will be sued by an employee for wrongful termination, sexual harrasment, discrimination or retaliation. Even if your company is innocent, the cost of defending oneself against these charges can be significant.
Cyber Security Insurance
Cyber atttacks on businesses large and small are on the rise and the costs can be tremendous. In addition to potential identity or financial theft, one has to content with the risks of business interruption, disaster recovery, and customer notification.
Employee Crime/Fraud Insurance
We've all heard the stories of workplace fraud where a trusted long-term employee was caught embezzling company funds and almost put the company into bankruptcy. Unfortunately, employee fraud is a fact of life, even in the best-managed companies with strong controls.